Banking features
built for you

Early paycheck access

Set up direct deposit to get your pay up to two days earlier*

No overdraft fees

We’re different! Unlike most traditional banks, we provide you with up to $100 in overdraft protection at no cost.*

Fee-free ATM access 1

You can withdraw money at no cost from any of the 40,000+ AllPoint® ATMs in the US, and 55,000+ locations around the world.

Improve financial health

Our vision is of a financially healthy America where people’s day-to-day financial system functions well and increases the likelihood of long-term resilience and opportunity.

Easy Money Movement

Easily move money between your accounts with
just a few clicks.

Visa® Contactless Debit Card

Experience a convenient way to pay. Simply tap your card and be on your way.

Credit Builder

Enhance your credit by reporting your rent and utility payments.*

FDIC Insurance

Deposits are FDIC insured for a combined total of $250,000

Who we are

Our company, Ahead Financials, was founded on a mission to help everyone get on a path to better financial health. 

I know this story, personally.

I’ve lived paycheck-to-paycheck. I’ve been at an ATM, unsuccessfully trying to withdraw $20. I’m an immigrant to the U.S. and couldn’t easily establish credit in my name. 

What was personal to me -- how to get ahead, financially -- is now embodied in Ahead, where I am the CEO. Our company is here to help you feel more financially fit and secure. This undertaking is urgent, lifelong, and the core of our purpose.

I’m honored and humbled to present Ahead Financials to you today. I encourage you to sign-up, explore our services, and learn more about our commitment to you and the communities we serve.

Anu Shultes

CEO, Ahead Financials

Join the waitlist

Join the waitlist! Get $20 for each friend you refer.*


Want to get started while you wait?

Give $10, Get $20

Earn an extra $20 in your Ahead account
when you invite your friends and family to join. 
They’ll receive $10 in their Ahead account!

Enter your phone # for your referral code:

Please enter a valid phone number (eg: 5125554123)

*By submitting your cell phone number you are agreeing to receive periodic text messages from this organization. Message and data rates may apply. Text HELP for more information. Text STOP to stop receiving messages.

Thank you! Your submission has been received!
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*Terms and conditions apply. See full terms here.

Coming soon to your
Apple iOS and Android store